Terms and Conditions

Terms and Conditions

Effective Date: June 27, 2025

Service Agreement

By subscribing to our financial planning service, you agree to these terms governing the provision of investment management guidance, portfolio analysis, and wealth creation strategies.

Subscription Terms

Our financial planning subscription provides monthly access to professional investment guidance, portfolio reviews, and strategic financial planning resources for R750 per month or R8,100 annually.

Payment Terms

  • Monthly subscriptions are billed on the same date each month
  • Annual subscriptions are billed once per year with a discount
  • All payments are processed in South African Rand (ZAR)
  • Failed payments may result in service suspension

Service Delivery

We provide financial planning services including investment analysis, portfolio recommendations, market insights, and strategic wealth management guidance through our digital platform and professional consultation.

Cancellation Policy

You may cancel your subscription at any time. Cancellations take effect at the end of the current billing period. No refunds are provided for partial months or unused portions of annual subscriptions.

Investment Disclaimer

Our financial planning services provide guidance and education. All investment decisions are your responsibility. Past performance does not guarantee future results, and all investments carry risk of loss.

Intellectual Property

All content, analysis, and materials provided through our financial planning service remain the intellectual property of axothorysalvyn.com and are licensed for your personal use only.

Limitation of Liability

Our liability is limited to the subscription fees paid. We are not responsible for investment losses or financial decisions made based on our guidance.

Governing Law

These terms are governed by South African law. Any disputes will be resolved through South African courts or arbitration.

Contact Information

For questions about these terms, contact us at info@axothorysalvyn.com or +27 11 858 4649.